As a not-for-profit organisation, our fees are used to manage investments, keep the Scheme running smoothly and provide a high quality service in line with industry best practice.

No upfront fees 

There is no initial charge for members setting up a pension pot with BCF. Members pay an annual management charge, which is calculated as a percentage of the member’s total fund each year. 

Investment charges for period to 5th April 2023

Annual management charge 0.5% of fund value.

No post-retirement charges

After a review by the Trustees of the Scheme, all post-retirement member charges have now been removed. Note: Retirement refers to the date you start drawing benefits from your BCF pension pot, not necessarily when you stop working. Members can set their retirement date any time after their 55th birthday and can continue to work after this date.

Additional professional services

As required, we can assist you with services specific to your investment on a time cost basis at a rate of £40 to £125 per hour (excluding VAT). Wherever possible we will supply an estimate of the likely charges in advance. 

Now is the best time to start saving.

If you have questions or would like to chat to our expert team, contact us online, call 0151 448 5423 or email [email protected]. If you’re self-employed or not working, you can apply online.

Get in touch with us